OSCAR NIWAGABA

Have you ever wondered why most African Men die in their early 60s soon after retirement? Read On To Find Out Why. The article below is a long read but quite informative and eye-opening. A friend shared this with me and I thought I would share it with you as well.  Most men always find out the hard way when it’s too late to turn back time. However, if you have found this article and you below 50 years of age, Congratulations Today is the day you turn your life around. Growing up, I noticed something very interesting: A lot of the men in my town who were in the formal economy and could rely on monthly income, died shortly after coming to retirement, normally between three and five years. Many of them, would have just semi-completed their building projects (not done but still habitable). The next thing is for them to finally invest some of their NSSF (National Social Security Fumd) cash into their wives’ business (normally groceries store). Unfortunately, a couple of them still pay f...

 This is a true story.... People go through alot.... That's why I couldn't stand seeing people undermine those who started CPA direct from A level..... Kindly pick a few lessons When i joined MTAC  the first person i become friends with was Ann.. She was friends with opio becuase they were tribemates and we werr doing the same course.  Everytime we would miss lectures He would update  us and also make sure we get handouts. I evetually became friends with opio.. We would sit around the MTAC grounds and jazz about so many things but he never opened up about his story.  Sometimes he would miss lectures becuase he didnt have transport or his uncle in the village had summoned him to go help out on his farm in the village as compensation for paying his tuition.. As usually we would keep him updated in handouts.  Everything went on well till the last semester when we had to pay registration for the final exams,  opio opened up to Ann how hes uncle had refused...

*1. THEY DON’T THINK BEYOND THEIR CERTIFICATES* Albert Einstein said, “Education is not the learning of facts, but the training of the mind to think.” Have you ever heard  creativity term “Think outside the box”? One of the major reasons why most graduates are poor is simply because they can’t see and think beyond their certificates.  I have seen engineering students work as bankers. I have seen medical doctors with great skills in web and graphic designs. I have seen lawyers that are very dexterous with finances. The list is endless! The basic truth of life is that the skills that are needed to be much sought after and become more successful in life are not really found within the walls of the classrooms. Your certificate is just a proof that you are teachable, it does not suggest what you are totally capable of doing. You are full of possibilities when you think beyond your degrees and certificates. *2. THEY PRIORITIZE THEIR CERTIFICATES MORE THAN THEIR GIFTS AND TALENTS* I ...

Learn when someone’s role in your life is over and let them go. You’re either helping each other or ruining each other. Discern when someone’s season in your life is over and release them. Else you won’t enter a new season in your life. When you start petty quarrels with your friends, their reason and season in your life may be over. If you hold on to them any longer, you’ll patronize each other’s progress. While some friends are life-time friends, most people you meet along your way of life are seasonal. Learn to review your associations. Some friends you part ways because of shifting values. Others you part ways because of vision crash. And still others, you part ways because of your own growth. Valuable friendships are idea oriented. With friends who are equally progressive, you can be vulnerable.  Who are your 2021 friends? Are there relational debts you have Brought Forward (B/F) to 2021? Do you really take stock of the value your friends add or subtract from you? No matter wh...

  There is something in life called "Social Capital." The people you know; the  people who know you and how they know you.  Quite unfortunately, people think or behave like social capital is only needed on weddings and burials. That is why you see someone will not have contacted you in ten years but out of the blue they are sending you a message, "Hello so and so, long time. Btw, next Sunday is my pre-wedding. I need your support."! Social capital is not built overnight; it is reciprocal and does not need money (especially in this virtually connected world) to build. It just needs being sensitive that people have emotions and that you can't sneak into their lives only when you need help. Social capital is massively important and when built and used correctly, it can make a very big difference to one's quality of life. It can save you money, make you money, get you a better job, make things easier and safer, it can save you from prison, or save your life: it...

She (Buyer) asked him, 'How much are you selling the eggs for?' The old seller replied, '$.25 an egg, Madam.' She said to him, 'I will take 6 eggs for $1.25 or I will leave.' The old seller replied, 'Come take them at the price you want. Maybe, this is a good beginning because I have not been able to sell even a single egg today.' She took the eggs and walked away feeling she has won. She got into her fancy car and went to a posh restaurant with her friend. There, she and her friend, ordered whatever they liked. They ate a little and left a lot of what they ordered. Then she went to pay the bill. The bill costed her $45.00 She gave $50.00 and asked the owner of the restaurant to keep the change. This incident might have seemed quite normal to the owner but, very painful to the poor egg seller. The point is, Why do we always show we have the power when we buy from the needy ones? And why do we get generous to those who do not even need our generosity? I o...

 Ziipu (Zip) ekankwaata, yanyaaza Omumwaka gwa 1990, that is a cool 30 years ago, nkaba ndyomwegyi omu siniya ya kabiri at Jinja Senior Secondary School in Jinja. I looked like this. This was the passport size photo in my Student ID.  Ndamanya ngu some of you were not born, or mukaba mukyayanjura murazanira omumucuucu, konka itwe ba kaaha keira tukaba twatambwiire kuruga Kabale twahikire Busoga. My journey to Jinja came during the Xmas holidays of 1988 when shwento who had lived in Jinja for many years, returned for the holiday and decided to take me along with him. Nkaba mazire P7, banyesire kuza kwegyera Kigezi College Butobere, Siniya, and even my admission letter, which then was known as 'Call' had come. Tukabitamu engeito, bus ya People's twagitembera omurubaju, twagukwata ogwa Buganda na Busoga. We left Bukinda stage 3am buri kusheesha, enkoko zitaniire. Eshaaki yeitu niyo yatwimukize yatandika kubika ngu kukurikoooo! In those years, the road network was so por with m...

  We arrived in Jinja at People's Bus Terminal, around Lubas Road at 10pm in 1989. It was in early January. It was raining heavily and we had two pieces of luggage, ebitundu, one containing Irish potatoes, emondi zamukooreeka and the other dried peas. We alighted, reero uncle yampa the smaller luggage of peas, and he carried the Irish potatoes. Tukatambura kuruga Jinja town up to Masese landing site, a distance of about 5 kilometers. I fell into stagnant water in the potholes because as we walked through the dark alleys,  stagnant water looked like dry land. Jinja nkarebayo ebintu byingi, konka erizooba kambagambiire, let me tell you about one experience that taught me a hard lesson that I will never forget. Shwento akantungira omwanya in Jinja Secondary School, natandiika senior one. At that time, Jinja SSS was the biggest school in terms of population, in the whole country, some even say in East and Central Africa.  The school had a total enrollment of 4500 students--en...

 EMBOOZI EZITANYUMIZIKA - EKITUNDU (Episode) 9 OMUWALA EYATULIKA NGA BBOMU MU SSANTIRI (Akatundu II) Twaleka nnyimirizza Doreen, eyali ava ku mulimu akawungeezi nga ntandise okumutokota era nga mmusabye akkirize mmuwerekereko. Bino bye byaddirira.... Doreen yanziramu nti, “Kyokka bannange, Hmmnh, olina ebigambo bingi bulala! Olwo omperekera wa eyo gy’omanyi?” Ko nze nti, “Ewuwo.” Omuwala kwe kumbuuza nti, “Simanyi oli ‘student’ wa wano? Naye nga sikumanyi era sikulabangako? Abaana ba wano bonna mbamanyi.” Ko nze nti, “Era kyenkana ndi ‘student’ naye nze ndowooza ssinga wakkirizza ne nkusitulirako ebintu, twandibadde na kati tutuuse.” Omukazi kwe kukola kye nnali simusuubira, n’ankwasa ekiveera ekya kiragala omwali ebintu bye saategeera. Oba yali asibye mmere!? Hahaha! Twatambula bw’ambuuza nti, “Kati erinnya lyange walitegeerera wa ggwe atali w’eno? Ate tonnimba, kuba nze sikulabangako. Mpulidde ompita erinnya ate nga nze sikumanyi.” Ko nze nti, “Erinnya ly’omukyala asinga obulungi...

 If Rent is one of your biggest problem, I suggest you start a #Home_based_BUSINESS, Reasons for this are:-   1. Instead of choosing the first business that comes to mind, take time to explore various options. Check out other business ideas! Read books providing ideas for possible home-based or small business, and trade magazine articles on trends and market demands. With the phenomenal growth of the Internet, information is now literally at the tip of your fingertips. Write every idea down on a note book since you may forget some ideas if not written down. Always have/move with a pen and a notebook so as to note down every new idea you develop in your mind. 2. Find out what type of business appeals to you most.  Determine your goals, interests, wants and capabilities. You can turn your fascination for miniature shoes into a business; or your skill and expertise in designing graphics into a fledging business enterprise. The important thing is that you must enjoy your...

 *WHAT A HUSBAND NEEDS FROM A WIFE IS NEVER SEX* Sex is an important element in marriage and until there is sexual intercourse between a husband and a wife, the marriage is not yet spiritually recognised. This shows how important sex is in marriage. When you look at how agressive men are towards sex you may think that what a man needs from a woman is sex. Of course, if he has not married you yet or he does not really intend to marry you what he will need from you is nothing above your body. But if he really intends to marry you or if you guys are already married, sex is never what he needs from you – maybe let me say it better; “WHAT A MAN NEEDS MOST FROM A WOMAN IS NOT SEX.” Many young girls think because they are sexually active and experienced they will easily be married and have their husbands loving them. And when a man approaches for marriage they think the greatest asset they have to show the man is sex. Others also think once they are giving out their body it means they are...

 *In one village, there is a handsome and intelligent man named James. He is very clean and dresses well. He also speaks English and French very fluently.*   *Usually, when someone dies, the whole village will gather, and able-bodied young men will dig the grave, bury the corpse and cover it very well. The women will prepare abacha' while the men will come with kegs of palm wine. It is very well organized, communally. Everyone plays his/her part to make the burden light for the bereaved family.*   *Every time this occurred, James came with a newspaper. He would find a very comfortable position, sit, and cross his legs, reading the newspaper while others worked on the grave. There seemed to be nothing wrong with this, as there were plenty hands on the job.*   *One day, James’ father kicked the bucket. What a day! The whole village gathered as usual. But there was something strange about the gathering. Guess what? Every young man came there well dressed, with a newspap...

Today’s Christian Article. ✍️There was an aged artist who lived in a small village. The man used to design beautiful artistic works to be sold at an attractive price. ✍️One day, a poor man among the villagers challenged the old man saying: "You earn a lot of money from your handiwork but why don't you assist poor people in the village? 👉Can’t you see that the butcher is not as rich as you are, but he still shares free meat to the poor people in the village? 👉Also, look at the village baker. He is a poor man with a large family. Yet he gives the poor people free loaves of bread". ✍️The artist did not respond angrily to the accusations. He only smiled. ✍️The poor man was confused about the reaction of the artist so he left him and went out spreading rumors that the artist was so rich, but he was a selfish person who only accumulated wealth and refused to help the poor. ✍️The villagers hated the old artist and they all forsook him. ✍️The old artist became sick and could no...

 When you see a jobless man's wife giving birth to triplets yet A TYCOON'S WIFE has prayed to have a child for years, FEAR GOD. when a degree holder resorts to guarding the gate of a man who never graduated from high school, don't disrespect education, JUST VALUE HUMILITY. When an ordinary looking lady marries a man that has it all together yet an epitomy of beauty and class has prayed her voice out for a husband with no much success, KNOW IT'S NOT BY LOOK BUT GRACE. AND IF YOU SEE A MAN THAT ONCE  CHANGED CARS LIKE CLOTHES ARGUING OVER THE REPAIR OF HIS ONLY BICYCLE, Approach life with a sense of Godly awe!!! When you hear that Michael Jackson had more than a  dozen senior doctors for himself yet he died prematurely, YOU WILL KNOW WHO OWNS YOUR BREATH. When it said in news that a billionaire's only child is ANAEMIC and the only compatible blood is that of a homeless street boy who eats leftover food dumped by the road side, KILL YOUR HAUGHTINESS BEFORE IT KILLS YOU...

  It's already past 08:00am. By 8.am your son should be awake participating in the daily chores. He should be active helping around the house. TV should be off. Many of you are now en route to work but here's the thing. Never ever allow to leave home and leave your son in bed. It's dangerous to you, to him and to the people in the home. You'll be encouraging  the demon of laziness.  If you want your son to be an early riser in his home when he grows, start teaching him that today. Everyday when u wake up, cross over to his bedroom and pull off the covers. Draw the curtains to let in the sun rays and remind him that it's time to rise and shine.  As you prepare to go for work, make it a routine to help you prepare. Assign him something that's connected to your going to work.  You can make your son clean your shoes 👠 or iron the dress you're going to wear. You can make him prepare your hunkies. You can assign him the role of making you fruit salads which you...

You loaned your friend Ushs 4,000,000/= last year BUT since then he has refused to pay back, which has really deteriorated the friendship. You beg him to just pay you Ushs 2,000,000/= and forget the rest because you are in a financial crisis. Your friend then says he can only get you Ushs 1,500,000/= since that's all he has. You feel like you have no option but to accept. You give him your account details to send the amount directly to your bank. You wake up the next morning, check your account and there is Ushs 15,000,000/= in it. You keep staring at the screen in disbelief but it is indeed 15m. You grab your phone and find 53 missed calls from him and an additional 27 text messages begging you to transfer back Ushs 13,500,000/= since he only meant to send Ushs 1,500,000/= and accidentally added an extra "0." As a Christian, what are you supposed to do? 1. Send back Ushs 13,500,000/=?n 2. Take your full Ushs 4,000,000/=? 3. Keep the entire Ushs 15,000,000/=? *#Food for t...

When the Bishop cancels the transfer after the Priest had destroyed all the plantations at the Parish Centre. I remember one Reverend in our area who had planted pineapples.  He also found at the Church Parish two banana plantations by the parish --- one for the reverend's family, another as a commercial project for the parish. When the pineapples were a few weeks old, he received a message of transfer.  Out of anger, he invited his clique of favourable Christians and gave them all ready bananas in both plantations. He slashed down all the pineapples. The head of laity silently went to the bishop and narrated what the Reverend had just done. On hearing that, the bishop whispered to the Diocesan Secretary to cancel the transfer. He sent the Reverend a letter: *"On second thought, we felt that your transfer came very soon, and have therefore decided that you stay in the parish until further notice.* May God lead you in His service." If you were the Reverend, where would you...

  When the Bishop cancels the transfer after the Priest had destroyed all the plantations at the Parish Centre. I remember one Reverend in our area who had planted pineapples.  He also found at the Church Parish two banana plantations by the parish --- one for the reverend's family, another as a commercial project for the parish. When the pineapples were a few weeks old, he received a message of transfer.  Out of anger, he invited his clique of favourable Christians and gave them all ready bananas in both plantations. He slashed down all the pineapples. The head of laity silently went to the bishop and narrated what the Reverend had just done. On hearing that, the bishop whispered to the Diocesan Secretary to cancel the transfer. He sent the Reverend a letter: *"On second thought, we felt that your transfer came very soon, and have therefore decided that you stay in the parish until further notice.* May God lead you in His service." If you were the Reverend, where would y...

Lesson from the collapse of tuskys, nakumatt etc I thought as a parent we need to read this A majority of you are young parents. Most of you have teenagers as your eldest kids. Listen. It's entirely your responsibility to hold their hands and mentor them into wealth and business. I just read in the Business Daily that Gideon Moi is selling Siginon Freight business valued at 10B to a foreign investor. For what it's worth , Moi grew this business as one of africa's largest logistics company. Today we're not talking about his 'source of capital'. That's not the import of the post. This captures well the shortcomings of Africans. Every african business built by hustlers to billionaire status is always torn down after inheritance. Kirima, Karume , Tuskys etc are just few examples. This is attributed to the fact that, instead of you bringing your children close to learn and be protective of the business, you chase them away to hustle. Then who are you building it...